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0 (hodnocen0 x )

(1) Půjčeno:1x 

BK

Prague : Ministry of Labour and Social Affairs, 2009

109 s. : il. ; 21 cm

ISBN 978-80-86878-90-4 (brož.)

Na obálce: Ministerstvo práce a sociálních věcí

000188544

TABLE OF CONTENTS // INTRODUCTION...1 // PART A...2 // GENERAL INFORMATION ON SOCIAL INSURANCE...2 // A.l. Brief characteristics...2 // A.I.I. Pension insurance...2 // A.1.2. Sickness insurance...4 // A.1.3. Premiums...5 // A.1.4. Social security organization and implementation...7 // A.2. Legislative changes since the beginning of 2006...8 // A.2.1. Pension insurance...8 // A.2.2. Sickness insurance...12 // A.2.3. Premiums...15 // PART B...17 // EVALUATION OF THE BASIC INDICATORS OF SOCIAL INSURANCE // DEVELOPMENTS...17 // B.l. Parameters influencing the development of social insurance...17 // B.1.1. Economic developments...17 // B.l.2. Demographic developments...18 // B.1.3. Employment developments...20 // B.2. Social insurance indicators...22 // B.2.1. Premiums...22 // B.2.2. Pension insurance...28 // B.2.2.1. Revenues and expenditure...29 // B.2.2.2. Number of pensioners and pensions...31 // B.2.2.3. Amount of pensions...39 // B.2.2.4. Reduction of pensions due to early old-age retirement...47 // B.2.2.5. Differentiation of pensions by pension amount...48 // B.2.3. Sickness insurance...50 // B.2.4. Fulfilment of international conventions...57 // B.2.4.1. Pension insurance...57 // B.2.4.2. Sickness insurance...60 // B.2.5. Operating expences...62 // PART C...64 // SOCIAL INSURANCE PROJECTIONS...64 // C.I. Parameters influencing the development of social insurance...64 // C.1.1. development of basic macroeconomic indicators...64 // C.1.2. Demographic developments...64 // C.1.3.

Developments in the participation rate...65 // C.2. Pension insurance...67 // C.2.1. Projections of basic indicators...67 // C.2.1.1. Developments in the number of contributors and pensioners...67 // C.2.2. Evaluation of developments in key indicators...72 // C.2.3. Sensitivity of basic indicators of the pension insurance system to certain // parameters...73 // C.2.3.1. Additional increases in the retirement age...73 // C.2.3.2. Method of valorizing pensions...75 // iii // C.2.4. Projections of impact of parametrical changes on the development of basic // pension insurance indicators...77 // C.2.4.1. Expenditure and balance of the pension system...77 // C.2.4.2. Replacement ratio...81 // C.2.5. Conclusions...82 // C.3. Sickness insurance...85 // C.3.1. Projections and evaluation of developments...85 // C.3.1.1. Changes in sickness insurance made in 2008...85 // C.3.1.2. New Sickness Insurance Act...89 // C.3.2. Conclusions...92 // APPENDIX...94 // I. EXAMPLES OF BENEFIT CALCULATIONS...94 // A. Example of a pension calculation...94 // B. Examples of sickness insurance benefit calculations ...97 // B.I. Sickness benefits...97 // B.2. Family member care benefit...99 // B.3. Maternity benefits...99 // B.4. Pregnancy and maternity compensation benefit...100 // 11. OVERVIEW OF MAIN MEASURES ADOPTED SINCE 1990...102 // A. Pension insurance...102 // B. Sickness insurance...105 // C. Premiums...107 // LIST OF TABLES // Table 1 Contribution rates from 2004...6 // Table 2 GDP development...17

// Table 3 Developments in the average nominal wage in the national economy...18 // Table 4 Age structure of the population...18 // Table 5 Total fertility rate, life expectancy...19 // Table 6 Participation rate...20 // Table 7 Number and structure of insured persons...22 // Table 8 Minimum premiums for social security and the contribution to the state // employment policy for the self-employed...23 // Table 9 Average assessment base for premiums...25 // Table 10 Comparison of prescribed premiums and payments from 2003 to 2007...26 // Table 11 Structure of receivables from contributors...28 // Table 12 Pension insurance revenues and expenditure on pensions...29 // Table 13 Special pension insurance account...30 // Table 14 Expenditure on pensions by type of pension...31 // Table 15 Number of pensioners by type of pension...32 // Table 16 Proportion of old-age pensioners receiving reduced old-age pensions after // reaching the retirement age to the number of all pensioners receiving reduced // old-age pensions...32 // Table 17 Increases in the number of pensioners during 2003-2007...33 // Table 18 Average age of pensioners ...34 // Table 19 Number of pensioners in relation to number of insured persons...34 // Table 20 Number of pensions paid out...35 // Table 21 Pensions paid out abroad...35 // Table 22 Number of newly granted pensions and their development...36 // Table 23 Average retirement age...38 // Table 24 Retirement age in 2006 and 2007...3 8 // Table 25 Year in which

entitlement to pension arises for a given age...39 // Table 26 Number of terminated pensions...39 // Table 27 Average monthly amounts of solo paid out pensions...40 // Table 28 Overview of increases to paid out pensions...40 // Table 29 Replacement ratio...41 // Table 30 Developments in the real value of the average paid out old-age pension...42 // Table 31 Average amount of solo old-age pensions paid out by the period they were // granted...43 // Table 32 Developments in the proportion of old-system pensioners to the total number // of pensioners...45 // Table 33 Reduction limits for the calculation of pension amounts...45 // Table 34 Developments in the relation of newly granted old-age pensions to wages in 40 // years of being insured and at different wage levels...46 // Table 35 Average amount of newly granted old-age pensions...47 // Table 36 Reductions in early old-age pensions permanently reduced by 1 ycargranted in // 2007...48 // Table 37 Basic characteristics of differentiation in the amount of solo paid out old-age // pensions...49 // Table 38 Characteristics of the differences in the amounts of old-age pensions paid out // in December 2007 by method of reduction...49 // Table 39 Basic characteristics for differentiating newly granted old-age pensions (solo) // by their amount...50 // Table 40 Revenues and expenditure on sickness insurance...52 // Table 41 Developments in the number of persons insured under sickness insurance ... 53 // Table 42 Expenditure on sickness

insurance...53 // Table 43 Developments in the reduction limits, the maximum daily assessment base and // daily benefits...55 // Table 44 Fulfilment of the ILO Conventions for old-age pensions during 2005 - 2008 5 8 // Table 45 Fulfilment of the ILO Conventions for disability pensions during 2005 - 2008 // ...59 // Table 46 Fulfilment of the ILO Conventions for survivor pensions during 2005 - 2008 59 // Table 47 Fulfilment of the ILO Conventions for sickness benefits in 2004-2008...60 // Table 48 Fulfilment of the ILO Conventions for maternity benefits in 2004-2008...61 // Table 49 Operating expenses...62 // Table 50 Development of basic macroeconomic indicators...64 // Table 51 Basic characteristics of future demographic developments...65 // Table 52 Life expectancy at 60 and 65 years...75 // Table 53 Parameters for calculating the amounts of sickness benefits...89 // Table 54 Parameters for calculating the amounts of sickness benefits...90 // LIST OF GRAPHS // Graph 1. Old-age index and economic burden index...19 // Graph 2. Developments in total fertility rate...20 // Graph 3. Developments in life expectancy at 65...20 // Graph 4. Participation rate - in total...21 // Graph 5. Participation rate of older persons...21 // Graph 6. Developments in the assessment base of employees and the self-employed... 24 // V // Graph 7. Developments in the ratio of payments and prescribed premiums (including // penalties, fines and premium surcharges)...26 // Graph 8. Development in arrears

(CZK billion)...27 // Graph 9. Structure of receivables from contributors as % of the total receivables (as at // 31 December)...28 // Graph 10. Number of old-age pensioners receiving reduced old-age pensions...33 // Graph 11. Developments in the number of newly granted old-age pensions...37 // Graph 12. Developments in the real value of the average paid out old-age pension and the // average wage as percentage of their values in 1989...42 // Graph 13. Average amount of solo old-age pensions paid out that were granted in various // years...44 // Graph 14. Difference between the average amount of old-age pensions paid out granted in // different periods and the average amount of all old-age pensions paid out (%) // ...45 // Graph 15. Development of revenues and expenditure on sickness insurance...52 // Graph 16. Developments in the general indicators of sickness insurance...54 // Graph 17. Developments in the average daily sickness benefits, average daily wage and // their ratio...56 // Graph 18. Amount of sickness benefits for 30 days in 2007 and its ratio to the gross and // net wage for various wage amounts...56 // Graph 19. Distribution of the sickness rate of insured persons by amount of earnings... 57 // Graph 20. Development of the criteria for fulfilling the conventions for the minimum // level of pensions...60 // Graph 21. Development of the criteria for fulfilling the conventions for the minimum // level of sickness benefits...61 // Graph 22. Total participation rate

in the 15+ age group...66 // Graph 23. Developments in the retirement age...68 // Graph 24. Number of contributors...68 // Graph 25. Number of pensioners...68 // Graph 26. Dependency rate...68 // Graph 27. Development of revenues, expenditure and balance of the pension system as a // % of GDP...69 // Graph 28. Cumulative balance (% of GDP)...70 // Graph 29. Total replacement ratio (%)...71 // Graph 30. Expenditure on the pension system...71 // Graph 31. Cumulative balance...71 // Graph 32. Balance of the pension system...72 // Graph 33. Total replacement ratio...72 // Graph 34. Process of increasing the retirement age to 65, 67 and 69 years...73 // Graph 35. Expenditure on pensions (% of GDP)...74 // Graph 36. Expenditure on old-age pensions (% of GDP)...74 // Graph 37. Balance of the pension system (% of GDP)...74 // Graph 38. Cumulative balance (% of GDP)...74 // Graph 39. Total replacement ratio (%)...75 // Graph 40. Average pension drawing time (number of years) - men...75 // Graph 41. Average pension drawing time (number of years) - women...75 // Graph 42. Expenditure on pensions (%ofGDP)...76 // Graph 43. Total replacement ratio (%)...76 // Graph 44. Balance of the pension system (% of GDP)...77 // Graph 45. Cumulative balance (% of GDP)...77 // Graph 46. Increasing the retirement age -current status...78 // Graph 47. Increasing the retirement age - approved changes...78 // Graph 48. Expenditure on pensions (% of GDP)...78 // Graph 49. Balance of the pension system (% of

GDP)...79 // Graph 50. Expenditure on old-age pensions (% of GDP)...79 // Graph 51. Expenditure on disability pensions (% ofGDP)...80 // Graph 52. Expenditure on survivor pensions (% ofGDP)...80 // Graph 53. Total replacement ratio (%)...81 // Graph 54. Replacement ratio for partial disability pensions or the 1st degree and the 2nd // degree disability pensions (%)...82 // Graph 55. Ratio of sickness benefits for the first 30 days of sick leave to net income.86 // Graph 56. Comparison of the amount of sickness benefits for 3 days of sick leave and net // wage for one day...88 // Graph 57. Development of revenues and expenditure on sickness insurance...91 // Graph 58. Estimate of the difference between revenues and expenditure on sickness // insurance for 2009-2011...92 // vii