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0 (hodnocen0 x )

EB

ONLINE

Cambridge, Mass. : Joint Center for Housing Studies, Harvard University ; Washington, D.C. : Brookings Institution Press, c2008

1 online resource (x, 289 p.) : ill

ISBN 0815774133 (pbk. : alk. paper)

ISBN 9780815774136 (pbk. : alk. paper)

James A. Johnson metro series

Includes bibliographical references and index

Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.

"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher..

Electronic reproduction. Ann Arbor, MI : ProQuest, 2015. Available via World Wide Web. Access may be limited to ProQuest affiliated libraries

001711803

full

(Au-PeEL)EBL472679

(CaONFJC)MIL213122

(CaPaEBR)ebr10338441

(MiAaPQ)EBC472679

(OCoLC)430491065