Univerzitní knihovna OU - Úplné zobrazení záznamu

00 Introduction - Hana Žákova Petrová 06 // 01 Basic tips on how to use the handbook 07 // 02 Banks in the Czech Republic 09 // Bank reliability 09 // Banks’ attitude to foreigners’ needs 09 // Communicating with banks in a foreign language 10 // 03 Specific characteristics of the Czech banking market and its services 11 // 04 Current account 14 // Division of accounts 14 // Conditions for opening a current account 14 // Yield from money in the account - interest 16 // Services and charges 16 // Access to the account and its management 18 // Separate accounts for the better appreciation of available funds 19 // 05 Payment cards 19 // Why have a card? 20 // Division according to type 20 // Types of card 21 // Issuing a debit card 21 // Specimen signature and PIN 21 // Charges for administering a debit card 21 // Withdrawals from a cashpoint machine 22 // Paying in a shop 22 // Paying by card on the internet 22 // Loss of a card 23 // 06 Loans 23 // Introduction 24 // Providing loans 24 // Banks’ attitude to foreigners 24 // Terms which it is useful to know when applying for a loan 26 // Bank overdraft 27 // Credit card 28 // Consumer credit 29 // 07 Mortgage loan 31 // Introduction 31 // How to get a mortgage 33 // Providers of mortgages 34 // Amount and maturity of the mortgage loan 34 // interest rates and charges 34 // State support for a mortgage loan 35 // 08 Building savings 36 // Introduction 36 // How to get building savings? 36 // How to get a building savings loan 36 // Who provides building savings 38 // Interest rates and charges 38 // State support 33 // Conclusion 39 // 09 Changing money in the Czech Republic 39 // Introduction 39 // Changing money on the street 39 // Changing money in an exchange office 40 // Changing money in a bank 40 // 10 Sending money abroad 41 // introduction 41 // Non-cash transfer - foreign payment system 41 // Charges for sending money through a bank 41 //

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